I am the person to bring financial literacy and individual wealth to you because I was born a poor black street kid, who was given opportunities to see what the economy is like on both sides of the track. I grew up on foodstamps and a two-parent household; I've experienced the worst of public school and the best of private school.
Plain and simple, I believe if we ALL start making better financial decisions, the compound effect on your personal finances, local businesses, and national economy will start to reverse into a healthier light.